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Best Prepaid Card
Evermore popular, prepaid cards offer you flexibility when abroad and more importantly none of the charges that credit cards carry when you pay for things or access your cash via an ATM. Read our article and then visit our sponsors to get yourself prepaid this winter!
Prepaid cards are becoming more and more popular with tourists travelling abroad who like the idea that they can use a card overseas that isn't linked to their bank account. Prepaid cards are also a good way of controlling your budget while overseas, as the card will have been preloaded with cash before you left the UK and you can only use what is on there, so no danger of overspending.
Like with all cards, it's worth shopping around to find the best prepaid card for you. They all work in the same way as a standard credit card and can be either used for purchases or withdraw cash from ATM, but different providers have different offers so it's worth looking around to see what's out there.
Card Application Fee
There are certain things to look for when seeing which is the best prepaid card. The first one is the card application fee which is the one off payment to acquire the card and can vary drastically between from free-£9.99.
ATM Charges
The next thing to look for is the charge for using an ATM, many providers have no charges for this but some carry a fee every time you make a withdrawal from an ATM overseas.
Minimum/Maximum Limits
Another thing you need to know in advance is if the card has minimum and maximum limits for how much you can load it with. If you are going away for two weeks you will clearly need more on your card than if you are away for a long weekend, so do check this out.
There are so many prepaid cards on the market now that all sorts of incentives are being offered to prospective customers. Things such as cashback, discounts in certain stores and purchase protection are all valuable benefits and can often tip the balance when it comes to selecting which prepaid card to go for. You should consider these as just one of the factors though, and weigh up all the pros and cons.
In Summary
There are dozens of websites online all with the aim of helping you find the best prepaid card, but personal needs and requirements very much play a part. There could be a card that carries a great list of benefits, but if the criteria does not match your needs, keep looking, there will be one that does. Prepaid cards are here to stay so it’s well worth taking the time to shop around and finding the best one for you.
